Bond Pre-Approval

 As every application for a bond pre-approval is different from the one before it, we’ve got a team of home loans specialists ready to assist you. If you prefer to start this process online, you will need to complete the quick request below. If you already have a relationship with a GetGo Home Loans Specialist, contact them today.

Why should I get a home loan pre-approval?

  • A home loan pre-approval gives you a realistic idea of what you can afford.
  • A home loan pre-approval will speed up the overall buying process.
  • A pre-approved home loan shows sellers that you are a serious buyer.
  • A home loan pre-approval helps you negotiate a better deal.
  • Our service is FREE of charge.








    Frequently Asked Questions

    The more accurate information you provide, the more realistic your bond pre-approval will be. As a salaried individual, you will need to email us the following:

    • A clear copy/photo of your ID book or card so we can ensure that we’re doing a pre-approval for the right person,
    • 3 latest payslips to show that you’re earning a regular and stable income,
    • 3 months’ recent bank statements showing your salary and expenses (we’ll assess these to get a view of what percentage of your net income currently pays off existing debt and therefore what you’re contractually required to pay monthly),
    • The completed and signed credit check consent form.

    A bond pre-approval is a positive step, but no guarantee that your home loan application will be approved. A formal home loan application is subject to a more comprehensive evaluation of your financial position and status. Lenders will also need to verify the value of the property you intend to purchase.

    You will have a realistic idea of what properties you can afford once you have received your bond pre-approval, and you can househunt with confidence. This means you might need to look at more affordable neighbourhoods or compromise on some of the features you’ve set your heart on.

    Providing this pre-approval to estate agents and sellers shows them that you’re a serious buyer and it should speed up the overall buying process because of the certainty that it creates. And when you make an offer on a property, a bond pre-approval sets your offer apart from others, and may help you to negotiate a better deal.