How we help you own a home of your own
GetGo Home Loans has been helping families become homeowners since 2010 when we first opened our doors. A team of co-founders, grounded by years of experience in systems and finance, has built a business based on passion and a drive to help people.
This business has grown from a start-up to one of South Africa’s largest bond originators – from processing only 100 loans in the first four months back in 2010, to securing more than 65 000 home loans for its customers in the last 15 years.
Our History since 2010
Who is GetGo Home Loans?
GetGo Home Loans, formerly known as Capcubed, was launched by three friends, all former executive directors of South Africa’s largest mortgage originator at the time. Their vision for this start-up business was to make homeownership more accessible to more South Africans through foundational knowledge and education on how to responsibly apply for credit with a real understanding of your true affordability.
Wherever you are in your homeownership journey, GetGo Home Loans is here to help you: if you’re right at the start of this process and are looking to calculate various scenarios, we have the home loan calculators you need to determine your next steps. If you’re ready to start house hunting, our team will assist with a simple and straightforward bond pre-approval to guide you through the next steps. And when you’ve made an offer to purchase a property, the team will manage this process from start to finish.
Why should you trust us?
As one of South Africa’s largest bond originators today, it is our excellent relationships with all the major banks that drive our continued growth and success in the eyes of our customers who move into their new homes. We also know the right people to speak to across this network of home loan granting banks to negotiate the best home loan deal for each of our customers. We see every customer and every home loan application as an individual entity that warrants our attention and focus.
We are confident that we know how to present each application in the best way to improve the chances of approval, especially for first-time buyers. We submit each application to the banks quickly and accurately, as we know that the timing is important to all our homebuyers. The attention to detail by each of our specialists is evident, as we know that a single mistake can delay the deal or get a bond declined. Our team of specialists are precise, accurate and meticulous with each application that they receive for submission.
By following this recipe, we have secured thousands of home loans for our customers, with a massive 82% success ratio. We have also grown the business rapidly over the last 15 years with offices nationally. We have teams supporting customers in the Western Cape, Gauteng, KwaZulu-Natal and the Eastern Cape regions. A team of more than 100 home loans specialists is ready to help you own your dream home.
Why choose GGHL?
It’s simple, we are here to help you own your own home. We have:
- Expert knowledge: We have knowledge of and understand the home loan market, the products offered by all the major banks and can explain the pros and cons of each to you. We keep up with interest rate trends and credit requirements, as well as property market insights that drive the economics within the industry, as these metrics are critical to impart to prospective homeowners. We are here to guide you through every step of the home loan process.
- Strong bank relationships: Our strong relationships with key decision-makers at the banks are key for us. These can help us in negotiating better rates on your behalf or getting approvals that might otherwise be declined. We use our collective years of experience to push for better terms for you.
- A drive for transparency and integrity: Our team of home loans specialists explains the timelines to each of our customers, the costs involved with our service (none!) as well as the hidden costs first-time homebuyers may not be aware of, the potential risks (especially in uncertain economic times) and guarantees all our customers: no surprises. We don’t just chase commission and offers; we care about what’s in the best interest of our clients.
- A collaborative application process that drives open communication between property stakeholders: Expect regular progress reports once we’ve captured your application. It’s important to keep everyone in the loop, from buyers, estate agents to the banks: all these key parties are waiting for the outcome of your application.
- An enviable track record and reviews to prove it: Our TrustScore through Trustpilot is consistently 5.0 with more than 6000 reviews.
Why this all matters…
Your financial situation is unique, as is the process you’ll go through to finance your dream home. We take time to understand your personal finances, income sources, credit profile and long-term goals before applying for finance on your behalf. You get one shot at financing your dream home, so trust GetGo Home Loans with this.
