It’s About More Than Just the Interest Rate

Buying a home is one of the biggest financial decisions you’ll ever make. Naturally, most buyers focus on finding the best interest rate, but there’s more to a smart home loan strategy than just the numbers. Reducing your stress, saving time and getting expert guidance can be just as important as securing a competitive rate.

That’s where bond origination comes in.

What Is Bond Origination?

Bond origination is the process of applying for a home loan through a third-party expert, known as a bond originator who submits your application to multiple banks on your behalf. Instead of approaching banks one by one, a bond originator helps you compare offers, improves your chances of approval and secures the best possible deal with minimal effort on your side.

Why Work With a Bond Originator Like GetGo Home Loans?

At GetGo Home Loans, we’ve helped more than 65,000 South Africans secure home finance since we opened our doors 15 years ago. We partner with all major banks and submit every application to all of them, giving you multiple offers to choose from and negotiating on your behalf. The result? An 82% approval rate for applications submitted through us.

The Risks of Doing It Alone

Without a bond originator, buyers often:

  • Apply to just one or two banks without knowing how to compare their offers.
  • Fill out repetitive paperwork for each bank manually.
  • Accept the first offer that’s approved, often at a higher interest rate than necessary.
  • Experience unnecessary delays and confusion during a process they’re unfamiliar with.

This can lead to higher repayments, tighter budgets and increased stress, especially when time is limited.

What a GetGo Home Loans Specialist Brings to the Table

A GetGo Home Loans Bond Originator or Home Loans Specialist (as we like to call it) works closely with you from the start to help you understand what you can afford, what loan terms suit your long-term goals and how to strengthen your application. We’ll:

  1. Pre-qualify you and help you assess realistic affordability.
  2. Guide you through the process, helping you avoid common pitfalls.
  3. Submit your application to all banks – fast and efficiently.
  4. Compare offers and negotiate better rates and terms on your behalf.
  5. Support you throughout the process, from first offer to final approval.

Key Advantages of Using GetGo Home Loans

  • One application, all banks: Save time and increase your chances of approval.
  • Better rates through competition: Banks compete for your loan, which often means more favourable terms.
  • Expert advice, no extra cost: Our service is free to you – the banks pay us once your home loan is approved.
  • Market insight and strong relationships: We know what lenders are looking for, and how to tailor your application for success.

The Bottom Line

Bond origination is more than just a convenience, it’s a smarter, more efficient way to secure the right home loan. Whether you’re buying your first home or upgrading to your next, working with a GetGo Home Loans Specialist gives you access to better rates, expert guidance and a smoother experience.

This is what we do, and what we love.
We’ve got you!