In the competitive world of real estate, time is money. For property practitioners, closing a sale quickly doesn’t just keep clients happy; it also ensures momentum in a fast-moving property market. But one of the most common roadblocks to a smooth transaction is wrapping up home finance. Buyers may fall in love with a property, but without a home loan secured, that dream can stall or collapse altogether.
This is where the GetGo Home Loans bond originators step in as invaluable allies to property practitioners. Far from acting as “middlemen,” we provide specialised services that streamline the financing process, boost buyer confidence, and help property practitioners get deals signed and sealed faster. This is how we add real value to you and your clients:
1. Pre-Qualifying Buyers Early in the Process
One of the biggest frustrations property practitioners experience is dealing with buyers who only discover late in the process that they can’t secure home finance. This not only wastes time but can also lead to disappointment and reputational damage if anyone feels misled through the process.
The GetGo Home Loans Specialists solve this problem by pre-qualifying buyers before they begin house hunting seriously. A pre-approval looks at a buyer’s net income and their total expenses and calculates what size home loan banks may be willing to offer, giving both the buyer and agent a clear picture of which price range is realistic for them.
For property practitioners, this means:
- No more wasted show days with buyers who can’t afford the property.
- Confidence that interested buyers are financially capable.
- A higher chance of an offer translating into a successful bond approval.
In effect, pre-qualification saves agents time and helps them to focus their energy on the right prospects.
2. Speeding Up the Bond Application Process to Multiple Banks
Once a buyer makes an offer, the clock starts ticking. Every delay in securing a home loan approval risks jeopardising the deal, as buyers may lose patience or sellers may accept other offers. Most homebuyers, especially first-timers, don’t know how to compare different banks’ offers. If they approach only their main bank, they may end up with higher interest rates or stricter conditions than necessary.
A GetGo Home Loans Specialist will streamline the process of getting a home loan by:
- Submitting applications to multiple banks simultaneously and thereby levelling the playing field for buyers.
- Leveraging their established relationships with banks to get quicker responses/approvals, and if required, negotiate on offers to improve them.
- Monitoring the application to ensure paperwork is complete, all information has been received correctly, and timelines are met.
For property practitioners, this has two advantages:
- It makes buyers more confident about proceeding with their purchase since they feel they’re getting the best financing option.
- It reduces the risk of a deal falling through as one bank may decline an application, but another bank may still approve.
3. Reducing the Risk of Failed Sales
A declined bond application can bring a property sale to a grinding halt. For property practitioners, this means time lost, disappointed buyers, and frustrated sellers. We significantly reduce this risk by:
- Identifying potential red flags upfront (credit issues, affordability concerns, missing documents).
- Exploring alternative financing solutions if a bank declines.
- Guiding buyers to strengthen their application before submission.
This proactive approach ensures that more offers translate into actual transfers, protecting the property practitioner’s hard work.
4. Allowing Property Practitioners to Focus on Selling
Property practitioners are experts in marketing properties, negotiating offers, and managing client relationships, not in navigating the complexities of bond applications. By partnering with a GetGo Home Loans Specialist, agents can hand over the financing side and focus on what they do best: selling houses.
We offer show house support where a home loans consultant will join agents at show days, taking on the responsibility of engaging buyers on the admin-heavy, technical side of bond applications, and thereby freeing up the property practitioner’s time to nurture leads by relationship building and engaging meaningfully with prospective homebuyers.
We also host informative and educational training sessions, inviting guest speakers to engage with teams of property practitioners.
5. Offering Personalised Support for Buyers
Applying for a home loan can feel daunting, especially for first-time buyers. Our Home Loans Specialists offer personal guidance, answering questions and walking clients through each step.
This hands-on support makes the buyer’s experience smoother and less stressful, which reflects positively on the property practitioner. A happy buyer is more likely to recommend the agent to friends and family in future.
6. Helping Secure Better Rates, Happier Clients
The difference between a 12% and 11% interest rate might not sound dramatic, but over 20 years it can mean hundreds of thousands of rands saved. Our specialists negotiate with banks on behalf of buyers, often securing better rates than the buyer could achieve alone. When buyers feel they’ve saved money, it not only cements their satisfaction with the purchase but also boosts the property practitioner’s reputation as someone who facilitated a good deal.
7. Supporting Faster Transfers, Commission Payouts
For property practitioners, one of the most practical benefits of working with originators is speed. A well-managed bond approval process means quicker transfer times, which in turn means agents receive their commission sooner. By smoothing out the financing bottleneck, originators ensure the pipeline of deals keeps flowing.
8. Building Long-Term Partnerships
Finally, the relationship between property practitioners and bond originators isn’t just about individual deals, it’s about long-term collaboration. Over time, property practitioners develop trusted partnerships with originators who understand their business style, market area and client base.
This kind of partnership builds efficiency, reliability and mutual referrals. It becomes a win-win cycle where property practitioners close more deals, buyers get better financing and originators grow their client base.
In today’s competitive property market, property practitioners need every advantage to secure sales quickly and keep clients satisfied. The GetGo Home Loans Bond Originators are powerful allies in this process. By pre-qualifying buyers, expediting bond applications, providing access to multiple banks and reducing failed sales, they take the stress out of financing and help you seal the deal faster.
